Terms and conditions for subscription
These terms govern your use of the ariolumienora.com financial planning subscription service. By subscribing, you agree to comply with all terms below.
September 3, 2025
Acceptance of terms
By accessing or using our subscription service, you acknowledge that you have read, understood, and agreed to these terms and all applicable Australian regulations.
Definitions
The following definitions apply throughout these terms and conditions to clarify the use of language and service scope.
‘Service’ means the ongoing financial planning subscription offered through ariolumienora.com for a monthly fee.
‘Subscriber’ refers to an individual or entity who signs up for the monthly financial planning subscription service.
‘Agreement’ denotes the written contract setting out all fees, terms, and service arrangements.
‘Australian regulations’ refers to all applicable laws and standards relevant to the service.
Service usage
Subscribers may use the service for personal or business financial planning as outlined in their agreement. All use must comply with Australian law.
Eligibility
The service is available to Australian residents aged 18 or older with the legal capacity to enter binding agreements.
Proof of age or residency may be required.
User responsibilities
Subscribers must use the service responsibly and keep information accurate and current.
Prohibited uses
Certain uses of the service are strictly not allowed.
Intellectual property rights
All content, materials, and proprietary information provided through the service remain the property of ariolumienora.com and may not be used or reproduced without permission.
User-generated content
Any information or materials you submit via the service remain your responsibility and must comply with these terms.
Your content rights
You retain ownership of your content but grant us rights to use it for service delivery and regulatory compliance.
Privacy policy and data use
Your data is handled according to our Privacy Policy and Australian law. We take privacy seriously and employ robust protection measures.
Read Privacy PolicyDisclaimers and limitations
The service is provided as described, with no guarantee of specific outcomes. Results may vary.
Important notice
All financial planning is general in nature. For personal advice, consult a qualified professional.
Limitation of liability
ariolumienora.com is not liable for any loss or damages resulting from your use of the service, subject to Australian law.
Indemnification
Subscribers agree to indemnify ariolumienora.com against claims related to misuse of the service.
Dispute resolution procedures
Disputes will be resolved in accordance with Australian law and the terms below.
Arbitration
Disputes may be referred to binding arbitration before an independent third party in Australia.
This does not affect your statutory rights as an Australian consumer.
Online dispute resolution
Australian residents may access government-supported dispute resolution services for complaints relating to our service.
View dispute resolution policySeverability
If any part of these terms is invalid, the remainder remains valid and enforceable.
Entire agreement
These terms constitute the full agreement between you and ariolumienora.com relating to the subscription service.
Applicable law and jurisdiction
These terms are governed by and construed in accordance with the laws of Australia.
Termination
You may terminate your subscription at any time. We reserve the right to suspend or terminate for breach of terms.
Modifications
We may update these terms at any time. Continued use of the service indicates acceptance of the changes.
Contact for terms and conditions
Questions about these terms? Contact our Australian office below.
Email address: content@ariolumienora.com
Phone number: +61.7.4041.1151
Office address: Suite 903 / 241 Adelaide Street, Brisbane, QLD 4000 Australia
Effective date: September 3, 2025
Version: 2.0