Terms and conditions for subscription

These terms govern your use of the ariolumienora.com financial planning subscription service. By subscribing, you agree to comply with all terms below.

September 3, 2025

Acceptance of terms

By accessing or using our subscription service, you acknowledge that you have read, understood, and agreed to these terms and all applicable Australian regulations.

Definitions

The following definitions apply throughout these terms and conditions to clarify the use of language and service scope.

‘Service’ means the ongoing financial planning subscription offered through ariolumienora.com for a monthly fee.

‘Subscriber’ refers to an individual or entity who signs up for the monthly financial planning subscription service.

‘Agreement’ denotes the written contract setting out all fees, terms, and service arrangements.

‘Australian regulations’ refers to all applicable laws and standards relevant to the service.

Service usage

Subscribers may use the service for personal or business financial planning as outlined in their agreement. All use must comply with Australian law.

Eligibility

The service is available to Australian residents aged 18 or older with the legal capacity to enter binding agreements.

Proof of age or residency may be required.

User responsibilities

Subscribers must use the service responsibly and keep information accurate and current.

Maintain up-to-date contact and billing information.
Notify us promptly of any changes in circumstances affecting your subscription.
Use the service in accordance with all applicable Australian laws.
Respect privacy and confidentiality obligations at all times.

Prohibited uses

Certain uses of the service are strictly not allowed.

Using the service for illegal activities or to facilitate unlawful conduct.
Sharing login details or confidential information without authorisation.
Attempting to compromise the security or integrity of our systems.
Misrepresenting your identity or relationship with ariolumienora.com.
Soliciting others for commercial purposes unrelated to the service.

Intellectual property rights

All content, materials, and proprietary information provided through the service remain the property of ariolumienora.com and may not be used or reproduced without permission.

User-generated content

Any information or materials you submit via the service remain your responsibility and must comply with these terms.

Your content rights

You retain ownership of your content but grant us rights to use it for service delivery and regulatory compliance.

Privacy policy and data use

Your data is handled according to our Privacy Policy and Australian law. We take privacy seriously and employ robust protection measures.

Read Privacy Policy

Disclaimers and limitations

The service is provided as described, with no guarantee of specific outcomes. Results may vary.

Important notice

All financial planning is general in nature. For personal advice, consult a qualified professional.

Limitation of liability

ariolumienora.com is not liable for any loss or damages resulting from your use of the service, subject to Australian law.

Indemnification

Subscribers agree to indemnify ariolumienora.com against claims related to misuse of the service.

Dispute resolution procedures

Disputes will be resolved in accordance with Australian law and the terms below.

Arbitration

Disputes may be referred to binding arbitration before an independent third party in Australia.

This does not affect your statutory rights as an Australian consumer.

Online dispute resolution

Australian residents may access government-supported dispute resolution services for complaints relating to our service.

View dispute resolution policy

Severability

If any part of these terms is invalid, the remainder remains valid and enforceable.

Entire agreement

These terms constitute the full agreement between you and ariolumienora.com relating to the subscription service.

Applicable law and jurisdiction

These terms are governed by and construed in accordance with the laws of Australia.

Termination

You may terminate your subscription at any time. We reserve the right to suspend or terminate for breach of terms.

Modifications

We may update these terms at any time. Continued use of the service indicates acceptance of the changes.

Contact for terms and conditions

Questions about these terms? Contact our Australian office below.

Email address: content@ariolumienora.com

Phone number: +61.7.4041.1151

Office address: Suite 903 / 241 Adelaide Street, Brisbane, QLD 4000 Australia

Effective date: September 3, 2025

Version: 2.0